Difference between revisions of "Pacific Standard Bank"

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{{Infobox_item|title = Pacific Standard Bank|image = [[File:biz_pacific_standard.png|thumb|128x96px|centre]]|imagecaption = Pacific Standard Bank|effects =  
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{{infobox item
Spawn Point x1
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|title = Pacific Standard Bank
[[Garage|Vehicle Garage]] x1
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|image = Biz pacific standard.png
Bonus Collector x1
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|type = [[Businesses|Business]]
|buy = $500.00M}}
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|effects = Spawn Point x1<br>[[Garage|Vehicle Garage]] x1<br>Bonus Collector x1
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|buy = $500.00M
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}}
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The <b>Pacific Standard Bank</b> is one of the many [[Businesses]] available in Transport Tycoon.
 
The <b>Pacific Standard Bank</b> is one of the many [[Businesses]] available in Transport Tycoon.
 
The Pacific Standard Bank can be bought for $500,000,000 (500M).
 
The Pacific Standard Bank can be bought for $500,000,000 (500M).
 
Unlike other businesses, the bank does not generate [[Businesses#Bonuses|Business Cash Stacks]].<br>
 
Unlike other businesses, the bank does not generate [[Businesses#Bonuses|Business Cash Stacks]].<br>
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{{mapbox|x=-296.6199209|y=-485.3254225|color=255,125,0}}
 
{{mapbox|x=-296.6199209|y=-485.3254225|color=255,125,0}}

Revision as of 16:28, 31 May 2022

The Pacific Standard Bank is one of the many Businesses available in Transport Tycoon. The Pacific Standard Bank can be bought for $500,000,000 (500M). Unlike other businesses, the bank does not generate Business Cash Stacks.


Location

Map-dark.jpg

Perks

  • Vehicle Garage Garage.png
  • Bonus Collector Bonus Collector.png
  • Spawn Point (selectable when logging in)

Bonus Collector

The Bonus Collector Bonus Collector.png collects all business bonus stacks (Business Bonus.png & Business Full.png ) at once. To compensate for the time saved, it will take a 20% tax. Players that don't own the Pacific Standard Bank can also use a Faction bonus collector, but will be taxed at 30% instead. Once you own the bank, even the faction bonus collector only takes 20%.

Loans

The bank offers several loans, through the Loan Office Loan Office.png . They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.

Loan Name Amount Extra Requirements Debt (loan +25% interest) Storage Cards
Beginner Loan $50,000 (50K) Must be free of debt $62,500 (62.5K) 1
Starter Loan $150,000 (150K) Player Level 5 $187,500 (187.5K) 3
Discord Loan $250,000 (250K) Must link Discord account $312,500 (312.5K) 5
Millionaire Loan $1,000,000 (1M) Player Level 10 $1,250,000 (1.25M) 20
Upcoming Tycoon Loan $2,500,000 (2.5M) Player Level 15 $3,120,000 (3.12M) 50
Medium Loan $10,000,000 (10M) Player Level 25 $12,500,000 (12.5M) 200
Heavy Loan $25,000,000 (25M) Player Level 30 $31,250,000 (31.25M) 500
Long-term Loan $50,000,000 (50M) Player Level 50 $62,500,000 (62.5M) 1000
Sellout Loan $100,000,000 (100M) Player Level 75 $125,000,000 (125M) 2000
Business Tycoon Loan $150,000,000 (150M) Player Level 100 $187,500,000 (187.5M) 3 000

Storage Cards

When successfully paying off loans via the Pacific Standard bank, you are awarded with Storage Cards. Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.

The amount of storage cards you receive, scale up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3 000 storage cards upon successful full repayment of the loan.