Difference between revisions of "Pacific Standard Bank"
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− | + | {{otherlang | |
+ | | noborder=true | ||
+ | | en = Pacific Standard Bank | ||
+ | }} | ||
+ | {{infobox item | ||
+ | |title = Pacific Standard Bank | ||
+ | |image = Biz pacific standard.png | ||
+ | |type = [[Businesses|Business]] | ||
+ | |effects = Spawn Point x1<br>[[Garage|Vehicle Garage]] x1<br>Bonus Collector x1 | ||
+ | |buy = $500.00M | ||
+ | }} | ||
+ | |||
+ | The <b>Pacific Standard Bank</b> is one of the many [[Businesses]] available in Transport Tycoon. | ||
The Pacific Standard Bank can be bought for $500,000,000 (500M). | The Pacific Standard Bank can be bought for $500,000,000 (500M). | ||
− | Unlike other businesses, the bank does not generate | + | Unlike other businesses, the bank does not generate [[Businesses#Bonuses|Business Cash Stacks]].<br> |
− | + | ||
− | + | __TOC__ | |
− | + | ||
+ | {{mapbox|x=-296.6199209|y=-485.3254225|color=255,125,0|icon = Loan Office.png}} | ||
+ | |||
==Perks== | ==Perks== | ||
*Vehicle Garage {{Icon|Garage}} | *Vehicle Garage {{Icon|Garage}} | ||
Line 12: | Line 26: | ||
===Bonus Collector=== | ===Bonus Collector=== | ||
− | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. | + | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a [[Factions|Faction]] bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate. |
==Loans== | ==Loans== | ||
− | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically | + | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.<br> While a loan is active, you can <b>NOT</b> give money to other players. Keep this in mind if you are an active trader. |
− | {| class=" | + | {| class="article-table sortable" style="width: 100%; text-align:center;" |
|- | |- | ||
− | ! Loan Name | + | ! scope="col" |Loan Name |
− | ! Amount | + | ! scope="col" |Amount |
− | ! Extra Requirements | + | ! scope="col" |Extra Requirements |
− | ! Debt (loan +25% interest) | + | ! scope="col" |Debt (loan +25% interest) |
− | ! Storage Cards | + | ! scope="col" |Storage Cards |
|- | |- | ||
| Beginner Loan | | Beginner Loan | ||
| $50,000 (50K) | | $50,000 (50K) | ||
− | | | + | | Must be free of debt |
| $62,500 (62.5K) | | $62,500 (62.5K) | ||
| 1 | | 1 | ||
Line 34: | Line 48: | ||
| Player Level 5 | | Player Level 5 | ||
| $187,500 (187.5K) | | $187,500 (187.5K) | ||
− | | | + | | 3 |
|- | |- | ||
| Discord Loan | | Discord Loan | ||
Line 40: | Line 54: | ||
| Must link [[Discord]] account | | Must link [[Discord]] account | ||
| $312,500 (312.5K) | | $312,500 (312.5K) | ||
− | | | + | | 5 |
|- | |- | ||
| Millionaire Loan | | Millionaire Loan | ||
Line 46: | Line 60: | ||
| Player Level 10 | | Player Level 10 | ||
| $1,250,000 (1.25M) | | $1,250,000 (1.25M) | ||
− | | | + | | 20 |
|- | |- | ||
| Upcoming Tycoon Loan | | Upcoming Tycoon Loan | ||
Line 52: | Line 66: | ||
| Player Level 15 | | Player Level 15 | ||
| $3,120,000 (3.12M) | | $3,120,000 (3.12M) | ||
− | | | + | | 50 |
|- | |- | ||
| Medium Loan | | Medium Loan | ||
Line 58: | Line 72: | ||
| Player Level 25 | | Player Level 25 | ||
| $12,500,000 (12.5M) | | $12,500,000 (12.5M) | ||
− | | | + | | 200 |
|- | |- | ||
| Heavy Loan | | Heavy Loan | ||
Line 64: | Line 78: | ||
| Player Level 30 | | Player Level 30 | ||
| $31,250,000 (31.25M) | | $31,250,000 (31.25M) | ||
− | | | + | | 500 |
|- | |- | ||
| Long-term Loan | | Long-term Loan | ||
Line 70: | Line 84: | ||
| Player Level 50 | | Player Level 50 | ||
| $62,500,000 (62.5M) | | $62,500,000 (62.5M) | ||
− | | | + | | 1,000 |
|- | |- | ||
| Sellout Loan | | Sellout Loan | ||
Line 76: | Line 90: | ||
| Player Level 75 | | Player Level 75 | ||
| $125,000,000 (125M) | | $125,000,000 (125M) | ||
− | | | + | | 2,000 |
|- | |- | ||
| Business Tycoon Loan | | Business Tycoon Loan | ||
Line 82: | Line 96: | ||
| Player Level 100 | | Player Level 100 | ||
| $187,500,000 (187.5M) | | $187,500,000 (187.5M) | ||
− | | 3 000 | + | | 3,000 |
|} | |} | ||
− | |||
− | |||
===Storage Cards=== | ===Storage Cards=== | ||
− | When successfully paying off loans | + | When successfully paying off loans, you are awarded with Storage Cards.<br> |
Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | ||
− | The amount of storage cards you receive | + | The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan. |
+ | <br><small>[[Self Storages#Storage Cards|More info on obtaining Storage Cards.]]</small> | ||
+ | {{Note|Paying down a loan in full directly via the [[Pacific Standard Bank]] will '''not''' reward you with '''Storage Cards''', only loans that are paid off automatically through receiving money from jobs will reward you with Storage Cards.|warn}} |
Latest revision as of 15:57, 6 June 2024
The Pacific Standard Bank is one of the many Businesses available in Transport Tycoon.
The Pacific Standard Bank can be bought for $500,000,000 (500M).
Unlike other businesses, the bank does not generate Business Cash Stacks.
Location
Perks
Bonus Collector
The Bonus Collector collects all business bonus stacks (
&
) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a Faction bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate.
Loans
The bank offers several loans, through the Loan Office . They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.
Loan Name | Amount | Extra Requirements | Debt (loan +25% interest) | Storage Cards |
---|---|---|---|---|
Beginner Loan | $50,000 (50K) | Must be free of debt | $62,500 (62.5K) | 1 |
Starter Loan | $150,000 (150K) | Player Level 5 | $187,500 (187.5K) | 3 |
Discord Loan | $250,000 (250K) | Must link Discord account | $312,500 (312.5K) | 5 |
Millionaire Loan | $1,000,000 (1M) | Player Level 10 | $1,250,000 (1.25M) | 20 |
Upcoming Tycoon Loan | $2,500,000 (2.5M) | Player Level 15 | $3,120,000 (3.12M) | 50 |
Medium Loan | $10,000,000 (10M) | Player Level 25 | $12,500,000 (12.5M) | 200 |
Heavy Loan | $25,000,000 (25M) | Player Level 30 | $31,250,000 (31.25M) | 500 |
Long-term Loan | $50,000,000 (50M) | Player Level 50 | $62,500,000 (62.5M) | 1,000 |
Sellout Loan | $100,000,000 (100M) | Player Level 75 | $125,000,000 (125M) | 2,000 |
Business Tycoon Loan | $150,000,000 (150M) | Player Level 100 | $187,500,000 (187.5M) | 3,000 |
Storage Cards
When successfully paying off loans, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.
The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan.
More info on obtaining Storage Cards.