Difference between revisions of "Pacific Standard Bank"
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| + | {{otherlang | ||
| + | | noborder=true | ||
| + | | en = Pacific Standard Bank | ||
| + | }} | ||
| + | |||
| + | {{infobox item | ||
| + | |title = Pacific Standard Bank | ||
| + | |image = Biz pacific standard.png | ||
| + | |type = [[Businesses|Business]] | ||
| + | |effects = Spawn Point x1<br>[[Garage|Vehicle Garage]] x1<br>Bonus Collector x1 | ||
| + | |buy = $500.00M | ||
| + | }} | ||
| + | |||
The <b>Pacific Standard Bank</b> is one of the many [[Businesses]] available in Transport Tycoon. | The <b>Pacific Standard Bank</b> is one of the many [[Businesses]] available in Transport Tycoon. | ||
| + | The Pacific Standard Bank can be bought for $500,000,000 (500M). | ||
| + | Unlike other businesses, the bank does not generate [[Businesses#Bonuses|Business Cash Stacks]].<br> | ||
| − | + | __TOC__ | |
| − | + | ||
| − | + | {{mapbox|x=-296.6199209|y=-485.3254225|color=255,125,0|icon = Loan Office.png}} | |
==Perks== | ==Perks== | ||
| Line 11: | Line 26: | ||
===Bonus Collector=== | ===Bonus Collector=== | ||
| − | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. | + | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a [[Factions|Faction]] bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate. |
==Loans== | ==Loans== | ||
| − | The bank offers several loans. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically | + | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.<br> While a loan is active, you can <b>NOT</b> give money to other players. Keep this in mind if you are an active trader. |
| − | {| class=" | + | {| class="article-table sortable" style="width: 100%; text-align:center;" |
|- | |- | ||
| − | ! Loan Name | + | ! scope="col" |Loan Name |
| − | ! Amount | + | ! scope="col" |Amount |
| − | ! Extra Requirements | + | ! scope="col" |Extra Requirements |
| − | ! Debt (loan +25% interest) | + | ! scope="col" |Debt (loan +25% interest) |
| − | ! Storage Cards | + | ! scope="col" |Storage Cards |
|- | |- | ||
| Beginner Loan | | Beginner Loan | ||
| $50,000 (50K) | | $50,000 (50K) | ||
| − | | | + | | Must be free of debt |
| $62,500 (62.5K) | | $62,500 (62.5K) | ||
| 1 | | 1 | ||
| Line 33: | Line 48: | ||
| Player Level 5 | | Player Level 5 | ||
| $187,500 (187.5K) | | $187,500 (187.5K) | ||
| − | | | + | | 3 |
|- | |- | ||
| Discord Loan | | Discord Loan | ||
| Line 39: | Line 54: | ||
| Must link [[Discord]] account | | Must link [[Discord]] account | ||
| $312,500 (312.5K) | | $312,500 (312.5K) | ||
| − | | | + | | 5 |
|- | |- | ||
| Millionaire Loan | | Millionaire Loan | ||
| Line 45: | Line 60: | ||
| Player Level 10 | | Player Level 10 | ||
| $1,250,000 (1.25M) | | $1,250,000 (1.25M) | ||
| − | | | + | | 20 |
|- | |- | ||
| Upcoming Tycoon Loan | | Upcoming Tycoon Loan | ||
| Line 51: | Line 66: | ||
| Player Level 15 | | Player Level 15 | ||
| $3,120,000 (3.12M) | | $3,120,000 (3.12M) | ||
| − | | | + | | 50 |
|- | |- | ||
| Medium Loan | | Medium Loan | ||
| Line 57: | Line 72: | ||
| Player Level 25 | | Player Level 25 | ||
| $12,500,000 (12.5M) | | $12,500,000 (12.5M) | ||
| − | | | + | | 200 |
|- | |- | ||
| Heavy Loan | | Heavy Loan | ||
| Line 63: | Line 78: | ||
| Player Level 30 | | Player Level 30 | ||
| $31,250,000 (31.25M) | | $31,250,000 (31.25M) | ||
| − | | | + | | 500 |
|- | |- | ||
| Long-term Loan | | Long-term Loan | ||
| Line 69: | Line 84: | ||
| Player Level 50 | | Player Level 50 | ||
| $62,500,000 (62.5M) | | $62,500,000 (62.5M) | ||
| − | | | + | | 1,000 |
|- | |- | ||
| Sellout Loan | | Sellout Loan | ||
| Line 75: | Line 90: | ||
| Player Level 75 | | Player Level 75 | ||
| $125,000,000 (125M) | | $125,000,000 (125M) | ||
| − | | | + | | 2,000 |
|- | |- | ||
| Business Tycoon Loan | | Business Tycoon Loan | ||
| Line 81: | Line 96: | ||
| Player Level 100 | | Player Level 100 | ||
| $187,500,000 (187.5M) | | $187,500,000 (187.5M) | ||
| − | | 3 000 | + | | 3,000 |
|} | |} | ||
| − | |||
| − | |||
===Storage Cards=== | ===Storage Cards=== | ||
| − | When successfully paying off loans | + | When successfully paying off loans, you are awarded with Storage Cards.<br> |
Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | ||
| − | The amount of storage cards you receive | + | The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan. |
| + | <br><small>[[Self Storages#Storage Cards|More info on obtaining Storage Cards.]]</small> | ||
| + | {{Note|Paying down a loan in full directly via the [[Pacific Standard Bank]] will '''not''' reward you with '''Storage Cards''', only loans that are paid off automatically through receiving money from jobs will reward you with Storage Cards.|warn}} | ||
Latest revision as of 14:57, 6 June 2024
The Pacific Standard Bank is one of the many Businesses available in Transport Tycoon.
The Pacific Standard Bank can be bought for $500,000,000 (500M).
Unlike other businesses, the bank does not generate Business Cash Stacks.
Location
Perks
- Vehicle Garage
- Bonus Collector
- Spawn Point (selectable when logging in)
Bonus Collector
The Bonus Collector 
collects all business bonus stacks (
& 
) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a Faction bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate.
Loans
The bank offers several loans, through the Loan Office 
. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.
| Loan Name | Amount | Extra Requirements | Debt (loan +25% interest) | Storage Cards |
|---|---|---|---|---|
| Beginner Loan | $50,000 (50K) | Must be free of debt | $62,500 (62.5K) | 1 |
| Starter Loan | $150,000 (150K) | Player Level 5 | $187,500 (187.5K) | 3 |
| Discord Loan | $250,000 (250K) | Must link Discord account | $312,500 (312.5K) | 5 |
| Millionaire Loan | $1,000,000 (1M) | Player Level 10 | $1,250,000 (1.25M) | 20 |
| Upcoming Tycoon Loan | $2,500,000 (2.5M) | Player Level 15 | $3,120,000 (3.12M) | 50 |
| Medium Loan | $10,000,000 (10M) | Player Level 25 | $12,500,000 (12.5M) | 200 |
| Heavy Loan | $25,000,000 (25M) | Player Level 30 | $31,250,000 (31.25M) | 500 |
| Long-term Loan | $50,000,000 (50M) | Player Level 50 | $62,500,000 (62.5M) | 1,000 |
| Sellout Loan | $100,000,000 (100M) | Player Level 75 | $125,000,000 (125M) | 2,000 |
| Business Tycoon Loan | $150,000,000 (150M) | Player Level 100 | $187,500,000 (187.5M) | 3,000 |
Storage Cards
When successfully paying off loans, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.
The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan.
More info on obtaining Storage Cards.
Paying down a loan in full directly via the Pacific Standard Bank will not reward you with Storage Cards, only loans that are paid off automatically through receiving money from jobs will reward you with Storage Cards.
